A credit inquiry removal letter is a tool that you’ll use if you find an unauthorized hard inquiry on your credit report. You’re telling the credit bureau that you did not authorize the inquiry and asking them to remove it. Let’s look at what an unauthorized inquiry is, how it Read more…
Laws governing payday loans vary considerably from state to state. Some states ban payday lending altogether, some states allow payday loans with some restrictions, others have no restrictions at all. We’ll provide a quick summary of the status of payday loans in all 50 states and then take a closer Read more…
Dividends are an attractive but somewhat confusing concept for many beginning investors. Getting money regularly from your investment regardless of market price fluctuations is very tempting. There are entire investing strategies and funds focused exclusively on dividend investing. A juicy dividend yield can also be too good to be true, Read more…
Traditional investing focuses on one objective: making money. Investing in sustainable and ethical companies takes that one step further. Ethical and sustainable investors look for companies that are positioned to grow and generate returns, but they also apply ethical criteria to their investments. This type of investing is commonly referred Read more…
Credit repair software is designed to help you clean up your credit profile on your own. There is no waiting around for someone else to do all the work, as there is with credit repair services. Credit repair software can also help credit repair businesses to organize their clients and Read more…
IPOs are exciting. There’s always excitement around something new and a new public listing offers both novelty and – potentially – profit. If the IPO is widely hyped and much-awaited the excitement multiplies and leaves ordinary investors wondering how to buy IPO stock. IPO participation has traditionally been dominated by Read more…
Rapidly rising education costs have some people claiming that college is worthless, but it’s still widely considered the best way to launch a successful career. Roughly 60% of American adults believe it’s probably or definitely worthwhile, even today[1]. However, the college route presents some undeniable challenges, and it won’t pay off Read more…
ESG investors base their investment strategy on environmental, social, and governance criteria. Different investors may interpret these goals in different ways, but overall the goal is to avoid investing in companies that engage in harmful practices and focus on those that do good, The best ESG ETFs provide an easy, Read more…