2022 has been the year of inflation. Prices have soared at rates we haven’t seen since the 1980s. The Federal Reserve’s response has been to jack up interest rates, laying extra pain on people who use credit cards or loans to try to keep up. As the year comes to Read more…
The U.S federal budget is a breakdown of the way the government spends our money. It’s a financial representation of the government’s priorities. Last May, President Joe Biden announced the proposed budget for fiscal 2022, which runs between October 1, 2021, and September 30, 2022. The budget proposal is executed Read more…
If you watch or read international and political news, you have heard about countries that receive foreign aid or assistance. Many countries, including the United States, provide financial assistance and aid to other countries. This aid is given for a variety of reasons and may involve large amounts of money. Read more…
Starting a small business is a goal for many Americans. If you’re about to make that move, your startup checklist should include choosing the way your business will be organized legally. New business owners are often confused about whether to form a sole proprietorship or a limited liability company (LLC). Read more…
If the COVID-19 pandemic taught us anything, it is the importance of healthcare and pharmaceuticals. Other industries are responsible for making our lives better or more productive. The pharmaceutical industry is working on keeping us alive. The greatest wealth is health. Virgil This is often a sector avoided by retail Read more…
Are you considering Venmo as your preferred digital payment platform? Thinking of moving away from Venmo, or adding to it. Consider these Venmo alternatives before making a decision. Given the explosion in payment platforms in recent years, it’s easy to forget that just a few short years ago, the only Read more…
If you’ve looked at investing in early-stage companies, you’ve heard the terms IPO, SPAC, and direct listing. What do they mean, and how are they different? There are several ways a company can list on the stock exchanges. Three of the most common are initial public offerings (IPOs), special purpose Read more…
It’s one of the most common debates in the investing world: Individual stocks vs ETFs. There’s no absolute right answer, but you can still find an answer that fits your needs! The stock market offers an enticing vision of consistent wealth building for investors. However, the reality doesn’t always match Read more…
The Eurozone debt crisis of 2008 to 2012 still affects the European Union today and had implications for the world economy as well. A closer look at the crisis offers insights into ways to prevent the crisis that is currently looming. Jump to: What Is the Eurozone? Causes of the Read more…
The Intelligent Investor has often been described as the “Bible” of value investing or even investing in general. The book, and its author Benjamin Graham, are credited as the basis for the success of many legendary investors. This includes Warren Buffett, who worked directly for Graham, but also Peter Lynch, Read more…