SaverLife is a non-profit organization founded originally as EARN in 2001. Its current mission is to facilitate and incentivize consumer saving using a combination of gamification techniques and cash rewards. This SaverLife review will explain how the charity works and help you decide whether or not it makes sense to sign up Read more…
Like any sophisticated area of study, the field of personal finance has evolved over the years. Innovative technologies have developed, new investment vehicles have emerged, and consumer attitudes have shifted significantly. As a result, many modern best practices in personal finance are different from those proposed in previous decades. Analyzing Read more…
Your credit is dependent on tradelines. But what exactly are tradelines and how do they influence your credit score? And most importantly, how can you manage your tradelines to get the best credit possible? In this post: What is A Tradeline? What is Not a Tradeline? What Information Is In Read more…
Many market commentators refer in passing to “reversion to the mean” as something they count on for future returns, or as a possible risk. They rarely explain what the term means or signifies, which can be confusing. This article aims to clear up that confusion. What is Reversion to the Read more…
If you know or suspect that you are the victim of identity theft, you must take action immediately. You can minimize the damage if you act fast. You can get your money back and you can prevent further loss. Schools and businesses have fire drills to practice what to do Read more…
Founded in 2019, SeedFi provides credit-building and loan products to people who have poor or no credit and may have limited incomes. SeedFi provides two products. Credit Builder Prime is a credit-builder loan and Borrow & Grow is a hybrid between a personal loan and a credit-builder loan. All SeedFi Read more…
Table of contents: Quick Stock OverviewZIM by the numbers. 1. Executive SummaryA brief discussion of ZIM and its potential appeal to value investors. 2. Extended summaryA more detailed explanation of ZIM ‘s business and competitive position 3. Industry OverviewA primer on the shipping industry. 4. ZIM profileAn overview of ZIM: Read more…
The goal of stock investment is to buy a stock and sell it at a higher price. To do this, investors seek to predict future stock movements. Predicting the future is notoriously difficult, but investors have come up with systems designed to anticipate future stock movements and choose stocks to Read more…
If you have no credit score or you’re trying to rebuild damaged credit, placing your utility and other routine bill payments on your credit record can help. eCredable is one of several services that can help you do this. Reporting these payments can help your credit, but eCredable only reports Read more…
Identity theft is a huge problem in the US. These identity theft statistics reveal just how big of a problem it is, and who is most affected. Most people may think that identity theft is rare. Unfortunately, the data shows the contrary. Identity theft happens both more often and in Read more…